*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
    --ink:          #0c1119;
    --ink-mid:      #121826;
    --ink-surface:  #182033;
    --navy:         #1f3d64;
    --navy-hover:   #17304f;
    --navy-pale:    #eef2f7;
    --navy-border:  #cbd8e6;
    --gold:         #b6884a;
    --gold-soft:    #d8b784;
    --white:        #ffffff;
    --off-white:    #f7f8fa;
    --slate-50:     #f7f8fa;
    --slate-100:    #eef0f3;
    --text-1:       #10151f;
    --text-2:       #2a3242;
    --text-3:       #57616f;
    --text-4:       #8c94a0;
    --border:       #e3e6eb;
    --border-mid:   #cdd2da;
    --shadow-sm:    0 1px 3px rgba(12,17,25,0.08), 0 1px 2px rgba(12,17,25,0.05);
    --shadow-md:    0 4px 20px rgba(12,17,25,0.10), 0 2px 8px rgba(12,17,25,0.06);
    --shadow-lg:    0 24px 64px rgba(12,17,25,0.20), 0 8px 24px rgba(12,17,25,0.10);
    --radius:       8px;
    --radius-lg:    14px;
    --radius-xl:    22px;
    --container:    1200px;
}

html { scroll-behavior: smooth; }

body {
    font-family: 'Inter', sans-serif;
    background: var(--white);
    color: var(--text-2);
    font-size: 16px;
    line-height: 1.7;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    text-rendering: optimizeLegibility;
}

.container {
    width: 100%;
    max-width: var(--container);
    margin: 0 auto;
    padding: 0 40px;
}

/* ============================================================
   EDITORIAL TOP BAR
   ============================================================ */
.editorial-bar {
    background: var(--ink);
    border-bottom: 1px solid rgba(255,255,255,0.08);
}

.editorial-bar-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    padding: 10px 40px;
}

.editorial-bar-msg {
    font-size: 0.76rem;
    font-weight: 500;
    color: rgba(255,255,255,0.68);
}

.editorial-bar-meta {
    font-size: 0.66rem;
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--gold-soft);
    white-space: nowrap;
}

/* ============================================================
   SITE NAV
   ============================================================ */
.site-nav {
    background: var(--ink-mid);
    border-bottom: 1px solid rgba(255,255,255,0.08);
}

.site-nav-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 18px 40px;
}

.site-nav-brand {
    font-family: 'Playfair Display', serif;
    font-size: 1.15rem;
    font-weight: 700;
    color: #ffffff;
    text-decoration: none;
}

.site-nav-links {
    display: flex;
    align-items: center;
    gap: 30px;
}

.site-nav-links a {
    font-size: 0.85rem;
    font-weight: 500;
    color: rgba(255,255,255,0.66);
    text-decoration: none;
    transition: color 0.15s;
}

.site-nav-links a:hover { color: #ffffff; }

.site-nav-cta {
    padding: 9px 20px !important;
    background: var(--gold);
    color: #191307 !important;
    border-radius: 100px;
    font-weight: 700 !important;
    transition: background 0.2s !important;
}

.site-nav-cta:hover { background: var(--gold-soft); }

/* ============================================================
   HERO — full-bleed image, bottom-anchored editorial layout
   (no eyebrow badge, no stats strip)
   ============================================================ */
.hero {
    position: relative;
    min-height: 86vh;
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
    overflow: hidden;
}

.hero-media {
    position: absolute;
    inset: 0;
    z-index: 0;
}

.hero-media-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.hero-media-scrim {
    position: absolute;
    inset: 0;
    background: linear-gradient(0deg, rgba(9,12,19,0.94) 0%, rgba(9,12,19,0.62) 42%, rgba(9,12,19,0.38) 68%, rgba(9,12,19,0.56) 100%);
}

.hero-content {
    position: relative;
    z-index: 2;
    padding: 92px 0 84px;
}

.hero-content-inner { max-width: 800px; }

.hero-rail {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 24px;
}

.hero-rail-bar {
    display: block;
    width: 40px; height: 2px;
    background: var(--gold);
    flex-shrink: 0;
}

.hero-rail-text {
    font-size: 0.70rem; font-weight: 700;
    letter-spacing: 0.18em; text-transform: uppercase;
    color: var(--gold-soft);
}

.hero-title {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2.4rem, 4.6vw, 4.2rem);
    font-weight: 700; line-height: 1.12; letter-spacing: -0.02em;
    color: #ffffff;
    margin-bottom: 24px;
}

.hero-title em { font-style: italic; color: var(--gold-soft); }

.hero-sub {
    font-size: clamp(1rem, 1.2vw, 1.1rem);
    line-height: 1.78;
    color: rgba(255,255,255,0.66);
    max-width: 560px;
    font-weight: 300;
    margin-bottom: 38px;
}

.hero-actions { display: flex; align-items: center; gap: 14px; flex-wrap: wrap; }

.btn-primary {
    display: inline-flex; align-items: center; gap: 8px;
    padding: 15px 30px;
    background: var(--gold);
    color: #191307;
    font-size: 0.875rem; font-weight: 700; letter-spacing: 0.01em;
    text-decoration: none; border-radius: var(--radius);
    transition: background 0.2s, transform 0.15s;
}

.btn-primary:hover { background: var(--gold-soft); transform: translateY(-1px); }

.btn-ghost {
    display: inline-flex; align-items: center; gap: 8px;
    padding: 15px 30px;
    background: transparent;
    color: rgba(255,255,255,0.82);
    font-size: 0.875rem; font-weight: 500;
    text-decoration: none;
    border: 1px solid rgba(255,255,255,0.28);
    border-radius: var(--radius);
    transition: border-color 0.2s, color 0.2s, background 0.2s;
}

.btn-ghost:hover { border-color: rgba(255,255,255,0.5); color: #fff; background: rgba(255,255,255,0.06); }

.hero-scroll-cue {
    position: absolute;
    right: 40px; bottom: 36px; z-index: 2;
    display: flex; align-items: center; gap: 12px;
    text-decoration: none; color: rgba(255,255,255,0.60);
    font-size: 0.66rem; font-weight: 700;
    letter-spacing: 0.16em; text-transform: uppercase;
    transition: color 0.2s;
}

.hero-scroll-cue-line { display: block; width: 1px; height: 32px; background: rgba(255,255,255,0.34); }
.hero-scroll-cue:hover { color: #ffffff; }
.hero-scroll-cue:hover .hero-scroll-cue-line { background: var(--gold); }

/* ============================================================
   SHARED SECTION LABEL
   ============================================================ */
.section-tag {
    display: inline-flex; align-items: center; gap: 10px;
    font-size: 0.66rem; font-weight: 700;
    letter-spacing: 0.20em; text-transform: uppercase;
    color: var(--navy); margin-bottom: 20px;
}

.section-tag::before { content: ''; display: block; width: 26px; height: 2px; background: var(--navy); flex-shrink: 0; }
.section-tag.light { color: var(--gold-soft); }
.section-tag.light::before { background: var(--gold); }

/* ============================================================
   OVERVIEW SECTION — editorial numbered rows + full-bleed quote
   ============================================================ */
.overview-section { background: var(--off-white); padding: 104px 0; }

.overview-head { max-width: 760px; margin-bottom: 28px; }

.overview-heading {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2rem, 3.2vw, 2.85rem);
    font-weight: 700; line-height: 1.20; letter-spacing: -0.015em;
    color: var(--text-1); margin-bottom: 22px;
}

.overview-heading span { color: var(--navy); font-style: italic; }

.overview-lead {
    font-size: 1.02rem; color: var(--text-3);
    line-height: 1.82; max-width: 680px; margin-bottom: 8px;
}

.overview-detail-paragraphs {
    max-width: 760px;
    margin-bottom: 64px;
    padding-top: 12px;
    border-top: 1px solid var(--border-mid);
}

.overview-detail-paragraphs p {
    font-size: 0.96rem; color: var(--text-3);
    line-height: 1.86; margin: 22px 0 0;
}

/* Numbered feature rows (was: 3-card grid) */
.overview-features {
    border-top: 1px solid var(--border-mid);
    margin-bottom: 72px;
}

.feature-box {
    display: grid;
    grid-template-columns: 100px 1fr;
    gap: 32px;
    padding: 36px 0;
    border-bottom: 1px solid var(--border-mid);
    transition: background 0.2s;
}

.feature-box:hover { background: rgba(31,61,100,0.03); }

.feature-icon {
    width: 100%;
    font-size: 1.7rem;
    line-height: 1;
    color: var(--navy);
    opacity: 0.55;
    background: none;
    border: none;
    margin-bottom: 0;
}

.feature-title {
    font-family: 'Playfair Display', serif;
    font-size: 1.24rem; font-weight: 700;
    color: var(--text-1); margin-bottom: 10px; line-height: 1.3;
}

.feature-text { font-size: 0.92rem; color: var(--text-3); line-height: 1.78; max-width: 620px; }

/* Full-bleed image + quote banner (was: dark card with quote only) */
.overview-quote-band {
    position: relative;
    border-radius: var(--radius-xl);
    overflow: hidden;
    min-height: 360px;
    display: flex;
    align-items: flex-end;
    background: var(--ink);
}

.overview-quote-band .overview-quote-media {
    position: absolute; inset: 0;
}

.overview-quote-band .overview-quote-media img {
    width: 100%; height: 100%; object-fit: cover; display: block;
}

.overview-quote-band .overview-quote-media::after {
    content: '';
    position: absolute; inset: 0;
    background: linear-gradient(0deg, rgba(9,12,19,0.94) 0%, rgba(9,12,19,0.55) 55%, rgba(9,12,19,0.25) 100%);
}

.overview-quote-content {
    position: relative; z-index: 1;
    padding: 56px 60px;
    max-width: 780px;
}

.overview-quote-band blockquote {
    font-family: 'Playfair Display', serif;
    font-size: clamp(1.2rem, 2vw, 1.55rem);
    font-style: italic; line-height: 1.60;
    color: #ffffff; margin-bottom: 18px;
}

.overview-quote-band cite {
    font-size: 0.70rem; font-weight: 700;
    letter-spacing: 0.14em; text-transform: uppercase;
    color: var(--gold-soft); font-style: normal;
}

/* ============================================================
   TABLE OF CONTENTS (homepage strategies index) — horizontal list
   Deliberately distinct from the sticky sidebar ToC on inner pages
   ============================================================ */
.strategies-band {
    background: var(--white);
    padding: 96px 0;
    border-top: 1px solid var(--border);
    border-bottom: 1px solid var(--border);
}

.strategies-band-intro {
    display: flex;
    align-items: flex-end;
    justify-content: space-between;
    gap: 40px;
    margin-bottom: 44px;
    flex-wrap: wrap;
}

.strategies-band-intro h3 {
    font-family: 'Playfair Display', serif;
    font-size: clamp(1.7rem, 2.6vw, 2.25rem); font-weight: 700;
    color: var(--text-1); line-height: 1.28; max-width: 520px;
}

.strategies-band-intro p {
    font-size: 0.92rem; color: var(--text-3);
    line-height: 1.76; max-width: 380px;
}

.strategies-list {
    list-style: none;
    border-top: 1px solid var(--border-mid);
}

.strategy-item {
    border-bottom: 1px solid var(--border-mid);
}

.strategy-item a {
    display: flex; align-items: center; gap: 26px;
    padding: 24px 8px;
    text-decoration: none; color: inherit;
    transition: background 0.18s, padding-left 0.18s;
}

.strategy-item a:hover { background: var(--navy-pale); padding-left: 18px; }

.strategy-num {
    font-family: 'Playfair Display', serif;
    font-size: 1.4rem; font-weight: 700;
    color: var(--navy); opacity: 0.45;
    width: 44px; flex-shrink: 0;
    margin-bottom: 0;
}

.strategy-item a:hover .strategy-num { opacity: 1; }

.strategy-name { flex: 1; font-size: 1rem; font-weight: 600; color: var(--text-1); }

.strategy-item a::after {
    content: '\2192';
    font-size: 1.05rem; color: var(--navy);
    transition: transform 0.18s;
}

.strategy-item a:hover::after { transform: translateX(6px); }

/* ============================================================
   STRATEGY SECTIONS — top banner image + asymmetric aside/body
   ============================================================ */
.strategy-section { position: relative; }
.strategy-section.bg-white { background: var(--white); }
.strategy-section.bg-subtle { background: var(--off-white); }

.s-inner { position: relative; }

.s-banner { width: 100%; height: 620px; overflow: hidden; }
.s-banner img { width: 100%; height: 100%; object-fit: cover; display: block; }

.s-layout {
    display: grid;
    grid-template-columns: 220px 1fr;
    gap: 56px;
    padding: 60px 0 56px;
    min-height: 0;
}

.s-content-col { padding: 0; display: block; }

.s-aside { display: flex; flex-direction: column; gap: 14px; }

.s-strategy-label {
    font-size: 0.62rem; font-weight: 700;
    letter-spacing: 0.16em; text-transform: uppercase;
    color: var(--text-4);
}

.s-strategy-num {
    align-self: flex-start;
    font-family: 'Playfair Display', serif;
    font-size: 2.6rem; font-weight: 700;
    color: var(--navy); opacity: 0.22;
    background: none; border: none; padding: 0;
    line-height: 1;
}

.s-title {
    font-family: 'Playfair Display', serif;
    font-size: clamp(1.6rem, 2.3vw, 2.15rem); font-weight: 700;
    color: var(--text-1); line-height: 1.24; margin-bottom: 18px;
}

.s-description { font-size: 0.95rem; color: var(--text-3); line-height: 1.82; margin-bottom: 36px; max-width: 760px; }

.s-panels { display: flex; flex-direction: column; gap: 40px; }

.s-panel { border: none; border-radius: 0; padding: 0; background: transparent; box-shadow: none; }
.strategy-section.bg-subtle .s-panel { background: transparent; }

.s-panel-label {
    font-size: 0.64rem; font-weight: 700;
    letter-spacing: 0.16em; text-transform: uppercase;
    color: var(--text-4); margin-bottom: 16px;
    display: block;
}

.s-panel-label::after { display: none; }

.s-panel-blurb { font-size: 0.88rem; color: var(--text-3); line-height: 1.78; margin-bottom: 18px; max-width: 720px; }

.s-items-grid { display: flex; flex-wrap: wrap; gap: 8px; }

.s-item-chip {
    display: inline-flex; align-items: center; gap: 8px;
    padding: 7px 14px;
    background: var(--off-white);
    border: 1px solid var(--border-mid);
    border-radius: 100px;
    font-size: 0.80rem; color: var(--text-2); font-weight: 500;
    transition: border-color 0.15s, background 0.15s, color 0.15s;
}

.strategy-section.bg-subtle .s-item-chip { background: var(--white); }

.s-item-chip:hover { border-color: var(--navy-border); background: var(--navy-pale); color: var(--navy); }
.s-item-chip::before { width: 5px; height: 5px; border-radius: 50%; background: var(--navy); flex-shrink: 0; }

/* Tools grid: border-top divider, full-width beneath the two-col layout */
.s-tools-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 12px;
    border-top: 1px solid var(--border);
    padding-top: 32px;
    margin-top: 4px;
}

.tool-card {
    display: flex; align-items: flex-start; gap: 12px;
    padding: 16px 18px;
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    box-shadow: none;
    transition: box-shadow 0.2s, border-color 0.2s, transform 0.2s;
    text-decoration: none;
}

.strategy-section.bg-subtle .tool-card { background: var(--off-white); }

.tool-card:hover { box-shadow: var(--shadow-sm); border-color: var(--border-mid); transform: translateY(-2px); }

.tool-logo {
    width: 34px; height: 34px;
    border-radius: 8px; object-fit: contain; flex-shrink: 0;
    background: var(--navy-pale); border: 1px solid var(--border); padding: 4px;
}

.tool-info { flex: 1; min-width: 0; }
.tool-header { display: flex; align-items: flex-start; justify-content: space-between; gap: 6px; margin-bottom: 5px; }
.tool-name { font-size: 0.86rem; font-weight: 700; color: var(--text-1); line-height: 1.2; }

.tool-desc { font-size: 0.78rem; color: var(--text-3); line-height: 1.58; font-weight: 400; }

.tool-visit {
    display: inline-flex; align-items: center;
    padding: 2px 10px;
    font-size: 0.60rem; font-weight: 700;
    letter-spacing: 0.08em; text-transform: uppercase;
    color: var(--navy) !important; text-decoration: none;
    border: 1px solid var(--navy-border); border-radius: 100px;
    white-space: nowrap; flex-shrink: 0;
    transition: background 0.18s, color 0.18s, border-color 0.18s;
}

.tool-visit:hover { background: var(--navy); color: #fff !important; border-color: var(--navy); }

/* ============================================================
   CONCLUSION SECTION — quote-first, plain dividers, dark ground
   ============================================================ */
.conclusion-section { background: var(--ink); padding: 116px 0; position: relative; overflow: hidden; }

.conclusion-section::before {
    content: '';
    position: absolute; top: -220px; left: 50%; transform: translateX(-50%);
    width: 900px; height: 500px;
    background: radial-gradient(ellipse, rgba(182,136,74,0.14) 0%, transparent 68%);
    pointer-events: none;
}

.closing-quote {
    position: relative; z-index: 1;
    max-width: 860px; margin: 0 auto 80px;
    text-align: center;
    padding: 0; background: none; border: none; border-radius: 0;
}

.closing-quote p {
    font-family: 'Playfair Display', serif;
    font-size: clamp(1.3rem, 2.4vw, 1.9rem) !important;
    font-style: italic; line-height: 1.56;
    color: rgba(255,255,255,0.92) !important;
}

.conclusion-header {
    position: relative; z-index: 1;
    max-width: 680px; margin: 0 auto 56px; text-align: center;
}

.conclusion-label {
    font-size: 0.66rem; font-weight: 700;
    letter-spacing: 0.18em; text-transform: uppercase;
    color: var(--gold-soft); margin-bottom: 20px;
    display: flex; align-items: center; justify-content: center; gap: 10px;
}

.conclusion-label::before, .conclusion-label::after { background: rgba(182,136,74,0.5); width: 24px; height: 1px; }

.conclusion-header h2 {
    font-family: 'Playfair Display', serif;
    font-size: clamp(1.9rem, 3vw, 2.6rem); font-weight: 700;
    color: #ffffff; line-height: 1.24; margin-bottom: 16px;
}

.conclusion-header p { font-size: 1rem; color: rgba(255,255,255,0.56); line-height: 1.78; }

.conclusion-body {
    position: relative; z-index: 1;
    max-width: 1080px; margin: 0 auto 64px;
    display: grid; grid-template-columns: repeat(3, 1fr);
}

.conclusion-body p {
    font-size: 0.90rem; color: rgba(255,255,255,0.56);
    line-height: 1.80; margin: 0;
    padding: 4px 32px; border-left: 1px solid rgba(255,255,255,0.14);
}

.conclusion-body p:first-child { border-left: none; padding-left: 0; }

.conclusion-points {
    position: relative; z-index: 1;
    display: flex; flex-wrap: wrap; justify-content: center; gap: 14px;
    max-width: 900px; margin: 0 auto;
}

.conclusion-point {
    display: flex; align-items: center; gap: 12px;
    padding: 14px 22px;
    background: rgba(255,255,255,0.04);
    border: 1px solid rgba(255,255,255,0.10);
    border-radius: 100px;
}

.conclusion-point-icon { font-size: 1.05rem; margin-bottom: 0; }
.conclusion-point-text { font-size: 0.84rem; color: rgba(255,255,255,0.62); line-height: 1.5; }

/* ============================================================
   FOOTER — stacked layout, no logo/brand mark, higher-contrast text
   ============================================================ */
.site-footer {
    background: #070a10;
    border-top: none;
    color: rgba(255,255,255,0.80);
}

.footer-main { padding: 68px 0 52px; border-bottom: 1px solid rgba(255,255,255,0.09); }

.footer-main-grid { display: block; }

.footer-brand-col { margin-bottom: 40px; max-width: 640px; }

.footer-tagline {
    font-size: 0.66rem; font-weight: 700;
    letter-spacing: 0.18em; text-transform: uppercase;
    color: var(--gold-soft); margin-bottom: 14px;
    display: flex; align-items: center; gap: 8px;
}

.footer-tagline::before { width: 22px; height: 1px; background: var(--gold-soft); }

.footer-intro { font-size: 0.96rem; color: rgba(255,255,255,0.74); line-height: 1.80; }

.footer-cols-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
    padding-top: 32px;
    border-top: 1px solid rgba(255,255,255,0.09);
}

.footer-col-heading {
    font-size: 0.64rem; font-weight: 700;
    letter-spacing: 0.16em; text-transform: uppercase;
    color: var(--gold-soft);
    margin-bottom: 18px; padding-bottom: 0; border-bottom: none;
}

.footer-col-list { list-style: none; display: flex; flex-direction: column; gap: 11px; }

.footer-col-list a { font-size: 0.90rem; color: rgba(255,255,255,0.78); text-decoration: none; transition: color 0.2s; }
.footer-col-list a:hover { color: #ffffff; }

.footer-col-list li { font-size: 0.88rem; color: rgba(255,255,255,0.70); line-height: 1.65; }
.footer-col-list li strong { font-weight: 600; color: rgba(255,255,255,0.92); }

.footer-company-name { font-size: 0.92rem; font-weight: 600; color: rgba(255,255,255,0.94); margin-bottom: 10px; }

.footer-address { font-style: normal; font-size: 0.87rem; color: rgba(255,255,255,0.72); line-height: 1.75; margin-bottom: 12px; }

.footer-reg-list { list-style: none; display: flex; flex-direction: column; gap: 7px; }
.footer-reg-list li { font-size: 0.83rem; color: rgba(255,255,255,0.58); }

.footer-disclaimer-row { padding: 30px 0 0; }

.footer-disclaimer { font-size: 0.82rem; color: rgba(255,255,255,0.58); line-height: 1.80; margin-bottom: 22px; max-width: 900px; }
.footer-disclaimer strong { color: rgba(255,255,255,0.86); }

.footer-bottom-bar {
    display: flex; align-items: center; justify-content: space-between;
    padding: 18px 0 30px; border-top: 1px solid rgba(255,255,255,0.09);
}

.footer-caption { font-size: 0.82rem; color: rgba(255,255,255,0.60); }
.footer-bottom-links { display: flex; gap: 24px; list-style: none; }
.footer-bottom-links a { font-size: 0.80rem; color: rgba(255,255,255,0.62); text-decoration: none; transition: color 0.2s; }
.footer-bottom-links a:hover { color: #ffffff; }

/* ============================================================
   LEGAL PAGES — banner hero (distinct from homepage hero)
   ============================================================ */
.legal-hero {
    background: var(--navy);
    padding: 64px 0 96px;
    border-bottom: none;
    position: relative;
    overflow: hidden;
}

.legal-hero::before {
    content: '';
    position: absolute; inset: 0;
    background: linear-gradient(120deg, rgba(9,12,19,0.35) 0%, rgba(9,12,19,0) 55%);
    pointer-events: none;
}

.legal-hero-inner { max-width: 720px; position: relative; }

.legal-label {
    display: inline-flex; align-items: center; gap: 8px;
    font-size: 0.64rem; font-weight: 700;
    letter-spacing: 0.18em; text-transform: uppercase;
    color: var(--gold-soft); margin-bottom: 18px; opacity: 1;
}

.legal-label::before { content: ''; display: block; width: 22px; height: 1.5px; background: var(--gold-soft); flex-shrink: 0; }

.legal-title {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2rem, 3.6vw, 2.9rem); font-weight: 700;
    color: #ffffff; line-height: 1.16; margin-bottom: 14px;
}

.legal-meta { font-size: 0.84rem; color: rgba(255,255,255,0.62); font-weight: 400; }

/* Content + sticky card ToC (deliberately distinct from the
   homepage's horizontal strategies index) */
.legal-section { padding: 0 0 96px; background: var(--off-white); }

.legal-grid { display: grid; grid-template-columns: 260px 1fr; gap: 48px; align-items: start; }

.legal-toc {
    position: sticky; top: 28px; margin-top: -48px;
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg); padding: 24px 22px;
    box-shadow: var(--shadow-md);
}

.legal-toc-label {
    font-size: 0.62rem; font-weight: 700;
    letter-spacing: 0.18em; text-transform: uppercase;
    color: var(--navy); padding: 0 0 14px; margin-bottom: 16px;
    border-bottom: 1px solid var(--border);
}

.legal-toc-list {
    list-style: none; display: flex; flex-direction: column; gap: 1px;
    counter-reset: toc;
    border-left: none; margin: 0;
}

.legal-toc-list li { counter-increment: toc; }

.legal-toc-list a {
    display: flex; align-items: baseline; gap: 10px;
    font-size: 0.82rem; color: var(--text-3); text-decoration: none;
    padding: 8px 10px;
    border-left: none; margin-left: 0;
    border-radius: var(--radius);
    line-height: 1.42;
    transition: color 0.18s, background 0.18s;
}

.legal-toc-list a::before {
    content: counter(toc, decimal-leading-zero);
    font-size: 0.66rem; font-weight: 700;
    color: var(--navy); opacity: 0.5; flex-shrink: 0; min-width: 0;
}

.legal-toc-list a:hover, .legal-toc-list a:focus {
    color: var(--navy); border-left-color: transparent;
    background: var(--navy-pale); outline: none;
}

.legal-toc-list a:hover::before { opacity: 1; }

.legal-body { padding-top: 48px; }

.legal-intro-box {
    background: var(--white);
    border: 1px solid var(--border);
    border-left: 4px solid var(--navy);
    border-radius: var(--radius-lg);
    padding: 26px 30px; margin-bottom: 48px;
}

.legal-intro-box p { font-size: 0.96rem; color: var(--text-2); line-height: 1.8; }

.legal-block {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 36px 38px;
    margin-bottom: 20px; padding-bottom: 36px;
    border-bottom: 1px solid var(--border);
    scroll-margin-top: 32px;
}

.legal-block:last-child { border-bottom: 1px solid var(--border); padding-bottom: 36px; margin-bottom: 20px; }

.legal-block h2 {
    font-family: 'Playfair Display', serif;
    font-size: 1.32rem; font-weight: 700;
    color: var(--text-1); margin-bottom: 18px; line-height: 1.24;
    padding-bottom: 16px; border-bottom: 1px solid var(--border);
}

.legal-block p { font-size: 0.94rem; color: var(--text-2); line-height: 1.82; margin-bottom: 15px; }
.legal-block p:last-child { margin-bottom: 0; }

.legal-block ul, .legal-block ol { margin: 12px 0 14px 20px; display: flex; flex-direction: column; gap: 8px; }
.legal-block li { font-size: 0.94rem; color: var(--text-2); line-height: 1.76; }

.legal-block a { color: var(--navy); text-decoration: none; font-weight: 500; }
.legal-block a:hover { color: var(--navy-hover); text-decoration: underline; }

.legal-contact-card {
    background: var(--off-white); border: 1px solid var(--border);
    border-radius: var(--radius-lg); padding: 22px 26px;
    margin-top: 16px; box-shadow: none;
}

.legal-contact-card p { margin: 0; font-size: 0.90rem; line-height: 1.95; color: var(--text-2); }

.legal-table { width: 100%; border-collapse: collapse; font-size: 0.86rem; margin: 20px 0; border: 1px solid var(--border); border-radius: var(--radius-lg); overflow: hidden; }

.legal-table th, .legal-table td { padding: 12px 16px; text-align: left; border-bottom: 1px solid var(--border); }

.legal-table th { background: var(--off-white); font-weight: 700; font-size: 0.68rem; letter-spacing: 0.10em; text-transform: uppercase; color: var(--text-3); }

.legal-table td { color: var(--text-3); vertical-align: top; }
.legal-table tbody tr:last-child td { border-bottom: none; }
.legal-table code {
    font-family: 'Courier New', monospace;
    background: var(--navy-pale); border: none;
    border-radius: 4px; padding: 2px 7px; font-size: 0.82em; color: var(--navy-hover);
}

.legal-body h3 { font-size: 1rem; font-weight: 700; color: var(--text-1); margin: 24px 0 10px; }

/* ============================================================
   CONTACT PAGE
   ============================================================ */
.contact-section { padding: 0 0 96px; background: var(--off-white); }

.contact-grid { display: grid; grid-template-columns: 340px 1fr; gap: 48px; align-items: start; }

.contact-info {
    position: sticky; top: 28px; margin-top: -48px;
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 30px 28px;
    box-shadow: var(--shadow-md);
}

.contact-info-heading {
    font-family: 'Playfair Display', serif;
    font-size: clamp(1.35rem, 2vw, 1.7rem); font-weight: 700;
    color: var(--text-1); margin-bottom: 14px; line-height: 1.24;
}

.contact-info-text { font-size: 0.92rem; color: var(--text-3); line-height: 1.78; margin-bottom: 32px; }

.contact-details { list-style: none; display: flex; flex-direction: column; gap: 22px; }
.contact-details li { display: flex; align-items: flex-start; gap: 14px; }

.contact-detail-icon {
    width: 36px; height: 36px;
    background: var(--navy-pale);
    border: 1px solid var(--navy-border);
    border-radius: 9px;
    display: flex; align-items: center; justify-content: center;
    font-size: 0.9rem; color: var(--navy); flex-shrink: 0;
}

.contact-detail-label { font-size: 0.64rem; font-weight: 700; letter-spacing: 0.13em; text-transform: uppercase; color: var(--text-4); margin-bottom: 4px; }
.contact-detail-value { font-size: 0.90rem; color: var(--text-2); text-decoration: none; line-height: 1.6; }
a.contact-detail-value:hover { color: var(--navy); }

.contact-form-wrap {
    margin-top: 48px;
    background: var(--white); border: 1px solid var(--border);
    border-radius: var(--radius-xl); padding: 40px; box-shadow: none;
}

.contact-form { display: flex; flex-direction: column; gap: 20px; }
.form-row { display: grid; gap: 20px; }
.form-row--half { grid-template-columns: 1fr 1fr; }
.form-group { display: flex; flex-direction: column; gap: 6px; }
.form-group--checkbox { flex-direction: row; align-items: flex-start; gap: 0; }

.form-label { font-size: 0.82rem; font-weight: 600; color: var(--text-1); letter-spacing: 0.01em; }
.form-required { color: var(--navy); }
.form-optional { font-weight: 400; color: var(--text-4); }

.form-input {
    width: 100%; padding: 11px 14px;
    font-family: 'Inter', sans-serif; font-size: 0.9rem;
    color: var(--text-1); background: var(--off-white);
    border: 1px solid var(--border-mid); border-radius: var(--radius);
    transition: border-color 0.2s, box-shadow 0.2s;
    outline: none; line-height: 1.5;
}

.form-input:focus { border-color: var(--navy); box-shadow: 0 0 0 3px rgba(31,61,100,0.12); background: var(--white); }
.form-input--error { border-color: #b3261e; }
.form-input--error:focus { box-shadow: 0 0 0 3px rgba(179,38,30,0.12); }

.form-select {
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%2394a3b8' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
    background-repeat: no-repeat; background-position: right 14px center; padding-right: 36px; cursor: pointer;
}

.form-textarea { resize: vertical; min-height: 140px; }
.form-error { font-size: 0.76rem; color: #b3261e; font-weight: 500; min-height: 16px; }

.form-checkbox-label { display: flex; align-items: flex-start; gap: 10px; font-size: 0.85rem; color: var(--text-3); line-height: 1.55; cursor: pointer; }
.form-checkbox-label input[type="checkbox"] { margin-top: 2px; flex-shrink: 0; accent-color: var(--navy); width: 15px; height: 15px; }
.form-checkbox-label a { color: var(--navy); }

.form-footer { display: flex; justify-content: flex-end; padding-top: 4px; }

.form-submit {
    display: inline-flex; align-items: center; gap: 8px;
    padding: 13px 32px; background: var(--navy); color: #fff;
    font-family: 'Inter', sans-serif; font-size: 0.875rem; font-weight: 600;
    letter-spacing: 0.02em; border: none; border-radius: var(--radius);
    cursor: pointer; transition: background 0.2s, transform 0.15s;
}

.form-submit:hover:not(:disabled) { background: var(--navy-hover); transform: translateY(-1px); }
.form-submit:disabled { opacity: 0.65; cursor: not-allowed; transform: none; }

.form-submit-spinner {
    display: none; width: 14px; height: 14px;
    border: 2px solid rgba(255,255,255,0.4); border-top-color: #fff;
    border-radius: 50%; animation: spin 0.7s linear infinite;
}

@keyframes spin { to { transform: rotate(360deg); } }

.contact-state { display: flex; flex-direction: column; align-items: center; text-align: center; padding: 56px 40px; gap: 16px; }

.contact-state-icon {
    width: 60px; height: 60px; border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-size: 1.5rem; font-weight: 700; flex-shrink: 0;
}

.contact-state--success .contact-state-icon { background: #e1f0e6; color: #227a45; }
.contact-state--error   .contact-state-icon { background: #fbe6e4; color: #b3261e; }

.contact-state-title { font-family: 'Playfair Display', serif; font-size: 1.4rem; font-weight: 700; color: var(--text-1); }
.contact-state-text { font-size: 0.92rem; color: var(--text-3); line-height: 1.75; max-width: 380px; }

.contact-state-btn {
    margin-top: 8px; padding: 10px 26px;
    background: transparent; color: var(--navy);
    border: 1.5px solid var(--navy-border); border-radius: var(--radius);
    font-size: 0.875rem; font-weight: 600; cursor: pointer;
    transition: background 0.2s, color 0.2s;
}

.contact-state-btn:hover { background: var(--navy); color: #fff; border-color: var(--navy); }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 960px) {
    .container { padding: 0 24px; }
    .editorial-bar-inner { padding: 8px 24px; flex-direction: column; align-items: flex-start; gap: 4px; }
    .site-nav-inner { padding: 16px 24px; }
    .site-nav-links { gap: 18px; }

    .hero { min-height: 76vh; }
    .hero-content { padding: 60px 0; }
    .hero-scroll-cue { display: none; }

    .overview-section { padding: 72px 0; }
    .feature-box { grid-template-columns: 1fr; gap: 10px; padding: 26px 0; }
    .overview-quote-content { padding: 40px 32px; }

    .strategies-band { padding: 64px 0; }
    .strategies-band-intro { margin-bottom: 32px; }

    .s-banner { height: 220px; }
    .s-layout { grid-template-columns: 1fr; gap: 24px; padding: 44px 0; }
    .s-layout .s-tools-grid { grid-column: 1 / -1; grid-template-columns: 1fr; }
    .s-aside { flex-direction: row; align-items: center; }

    .conclusion-section { padding: 80px 0; }
    .conclusion-body { grid-template-columns: 1fr; gap: 24px; }
    .conclusion-body p { border-left: none; padding: 20px 0 0; border-top: 1px solid rgba(255,255,255,0.14); }
    .conclusion-body p:first-child { border-top: none; padding-top: 0; }

    .footer-cols-grid { grid-template-columns: 1fr 1fr; }

    .legal-grid { grid-template-columns: 210px 1fr; gap: 32px; }
    .contact-grid { grid-template-columns: 280px 1fr; gap: 32px; }
}

@media (max-width: 600px) {
    .hero-title { font-size: 2.2rem; }
    .footer-cols-grid { grid-template-columns: 1fr; gap: 28px; }
    .conclusion-section { padding: 64px 0; }
    .conclusion-points { flex-direction: column; align-items: stretch; }

    .legal-hero { padding: 48px 0 64px; }
    .legal-grid { grid-template-columns: 1fr; gap: 24px; }
    .legal-toc { position: static; margin-top: -64px; }
    .legal-body { padding-top: 0; }
    .legal-toc-list { flex-direction: row; flex-wrap: wrap; gap: 6px; }
    .legal-toc-list a { padding: 6px 12px; border: 1px solid var(--border); border-radius: 100px; font-size: 0.78rem; }
    .legal-toc-list a::before { display: none; }
    .legal-block { padding: 26px 22px; }

    .contact-section { padding: 0 0 72px; }
    .contact-grid { grid-template-columns: 1fr; gap: 24px; }
    .contact-info { position: static; margin-top: -64px; }
    .contact-form-wrap { margin-top: 24px; padding: 28px 24px; }
    .form-row--half { grid-template-columns: 1fr; }
}